Chapter 176 – 176. The Fifth Nadaegi of the Otherworld Summoner (4)

– One –

Hehe. Older men. More than that, do you have any money saved up?”

As Mono Horn rubs his palms and smiles viciously, his brothers break into a cold sweat.

He looked like a moneylender determined to take off his hukou.

“That, um…”

“That is…”

The brothers hesitate to answer.

Mono Horn looks at them with coy eyes and runs his tongue over their lips.

As if even Estrus gave goosebumps, he looked at Mono Horn with trembling eyes and swept his stretched arm.

“Ah, I’m not trying to rip you off, so don’t look at me that way. You’re trying to embarrass me.”

“Exactly…?”

“Eh. I’m just curious about how much capital I’ve raised since then.”

Only then do the brothers relax their expressions.

They tried hard to believe that the vicious means that Monohorn had been devising with a sullen expression a moment ago would be directed at the Regal and the Imperial faction.

“In fact, we have accumulated more capital than we thought. Most of the media outlets at that time have now gone out of business, but right after we introduced it, advertising had a bigger ripple effect than we expected. , Even the great aristocrats. There were so many people who wanted to commission advertisements that there was not enough space for advertisements every time. Thanks to that, I was able to accumulate a lot of capital in a short period of time. There were many long-term contracts, so it was only a few months. I earned enough money to not have to worry about working capital for three generations.”

“In addition, because the readership was expanded to commoners and slaves through comics, the rate of return from newspaper subscriptions rose very rapidly. The number of subscribers who applied for regular subscriptions also increased a lot. Due to the terrorist attack, advertisements and publication of newspapers to run advertisements were completely stopped. I feel heavy because I think I unintentionally harmed subscribers and advertisers.”

Judging from Jack and Daniel’s testimony, it seemed like they made a lot of money, although the exact amount is unknown.

Monohorn’s face was stained with tension.

“That, by any chance, it was converted into gold coins and stored in a safe, and then the whole safe was lost, or it was stored in an account, and then the payment was suspended or returned to the national treasury, or something like that happened…?”

“Ah, as Mr. Monohorn advised, a double ledger was created and the money was collected in borrowed-name accounts by the entire press, so fortunately, such a misfortune did not occur. There aren’t too many.”

“That’s fortunate. How many were stolen?”

“Out of a total of 44 accounts, only 8 accounts where we kept small amounts of money were suspended to divert attention in preparation for tax investigations. As a percentage of the total, it is about 1 percent. Perhaps after the closure, the Regal side will withdraw our slush funds. It seems that they tried to collect it. In the remaining accounts, slush funds from 31 media outlets are evenly deposited. We haven’t decided on a specific purpose yet, and we haven’t withdrawn anything yet, so interest is accumulating day by day.”

Monohorn let out a sigh of relief.

It would be luck that they haven’t taken any special action yet.

“You can never withdraw a large sum of money there.”

“Yes? Oh, we are also concerned about the bank’s inability to pay deposits due to a bank run, so we have no intention of withdrawing a large amount at once.”

“No, I’m not talking about that.”

Monohorn denies Daniel’s remarks and shakes his head with a serious expression.

Judging by the look on his face, he didn’t seem to be addressing a simple moral issue.

“Fathers. As far as I know, there is no other bank in the Empire other than the Imperial Central Bank directly managed by the imperial family, right?”

“That’s right. In the name of preventing the harmful effects of usury in advance, private finance is prohibited by imperial law. Private banks that existed before the founding of the empire, or royal banks, were all absorbed and merged with silver at the time of the founding of the empire. Cow.”

“Are you sure about the security there? Are you sure you guarantee confidentiality related to the customer’s identity?”

“As this is a right guaranteed by the authority of the emperor and the imperial family, I am sure that it will never be leaked. Even the emperor cannot casually read customer or deposit-related information.”

Monohorn looks at Jack suspiciously.

The expression on his face seemed to be somewhat frustrated.

“On the surface, it probably is. But, that’s also a job that people do. Isn’t it? The whole process is probably not automated based on magic tools.”

“That’s right.”

Only then did Daniel begin to share Monohorn’s insecurities.

“You have to keep in mind that someone can be a member of the Regal, including the manager, the working staff below, and the receptionist, from the branch to the head office. Also, it is not a situation where you can be relieved that they are not the hands and feet of the Regal. I heard that it was founded? If so, it is correct to classify all people who are not members of the Regal family as pro-emperor faction.

Jack questioned Mono Horn’s words, raised his hand and asked to speak.

Monohorn nodded.

“If it’s a royal or pro-aristocratic faction, is there any reason for pro-emperor factions to steal or leak customer information while ignoring the confidentiality principle governed by the imperial family? It seems that the damage caused by the decline in reputation will be more serious than doing the work.”

Monohorn nodded again.

“Even if there is a loss, there is no reason not to do it if the profit beyond the break-even point is guaranteed. If a huge profit is guaranteed, is it a problem that trust is damaged? In fact, after blaming the lower end and executing them, cutting off the tail, All you have to do is to issue an appropriate statement to ensure that such unfortunate incidents do not happen again.”

“…You can’t possibly go that far?”

“Eh. I’ll write a scenario. Listen carefully and judge.”

The brothers nodded.

“The imperial family is in need of money right now. It’s because the imperial army might be dispatched ahead of a big war. Regal is instigating the rebels behind the scenes, so no matter what they say, the difference is only in the number of troops to be recruited, the imperial army A large-scale dispatch of troops would be inevitable. If so, it would require a huge amount of capital to operate a large army, right?”

“Exactly.”

“But if tax revenues are suddenly increased, it seems that only the resentment towards the imperial family will grow among the citizens and commoners. Then, only the Regal will benefit. Let’s say, most of these are aristocratic? So I don’t think I can raise as much money as I thought through taxes. That’s why I can’t ask for the church’s offerings back, and I don’t think it’s going to be difficult to ask for a loan from the church. You’re preparing a large-scale dispatch to capture or execute him, aren’t you?”

“Um… I know relatively little about the internal circumstances of the imperial family and the preparations for war by camp.”

The words were light, but Jack’s expression showed admiration that he could not hide.

“Ah, I don’t know. It’s just a deal with a scenario. It’s imagination, imagination.”

Mono Horn trembles and shakes her hand.

Jack and Daniel thought, if Monohorn’s words were true, his imagination would be his most fearsome weapon.

“Now, let’s get back to the main topic. The imperial family runs the empire only by collecting taxes. But, they can’t steal taxes or extort donations. By the way, these idiots are running an institution that rolls a bunch of money?”

“Imperial Central Bank.”

“That’s right. Je-eun. But these idiots can’t steal customers’ money secretly. If the financial industry loses trust, a bank run will happen that way.”

“Yes. Perhaps, if rumors spread among citizens or nobles that the deposit was stolen, that would be the day Je-eun goes bankrupt. Fortunately, the imperial family may go bankrupt while trying to make up for the loss.”

“I guess so…”

Mono Horn suddenly shuts his mouth and strokes his chin.

He took a moment to organize his thoughts, then nodded his head.

“Ummm, old man chirp.”

“Why?”

“Have you ever conducted a census under the supervision of the Imperial Administration Department?

“…It certainly was. Daniel, haven’t you heard something?”

“Yes, older brother. As Monohon-sensei said, I know that the Population and Housing Census has been conducted for some time now.”

“Also.”

Monohorn’s eyes shine.

“Why do you want to investigate the hukou?”

“It’s not a way to collect taxes efficiently.”

“Then why do you do such a thorough investigation of the death? To collect death tax when you die?”

“Hmm… Death tax is a corporation that has long been private, so I think it’s for the purpose of collecting inheritance or acquisition tax.”

“Really? Why did I mention Jeeun earlier? Don’t you think of linking the two?”

“Uh…”

The brothers looked as if they had been hit in the head with a hammer.

“Ha, but, that sounds like an absurd speculation! In principle, only the concerned person can deposit and withdraw deposits at the bank, but within three years after the death of the account owner, as long as proof of family relationship and death certificate are submitted, the bereaved family can withdraw the deposit of the deceased. You can do it! Inheritance tax will be collected in the process, but you’re conducting a population and housing census just to get that much money?

“Hehe. Let’s not deny the reality while everyone is guessing. Do you really think that’s all there is to it?”

Jack shakes his head.

“… I just didn’t want to imagine that even the imperial family would steal against its subjects… What is the point of an empire existing if it doesn’t guarantee the safety of its subjects’ lives and property?”

“That’s all the top heads’ unique way of thinking, well.”

“Um… Sensei Monohorn. That, older brother and Sensei are talking now,”

“Eh. It seems that the imperial family intends to extort the deceased’s deposit. Isn’t it an excuse to wait? I think I’m going to eat it. It’s legally trouble-free, and it’s money without any ramifications, isn’t it?”

The expressions of the companions and brothers gradually begin to distort.

It was because he expected what Monohorn would say next.

“The deposits of the deceased who have been dead for less than 3 years will be eaten. Then, if the bereaved family comes to visit, wouldn’t the date and time of payment be delayed? “No, land, land, land! I could make a verdict like this. Oh, of course, I’m sorry, I’ll pass the administrative process on to the bereaved family who didn’t hurry up.”

The faces of the companions and brothers are stained with disgust.

However, only Estrus and Urmama were smiling brightly.

Because I couldn’t follow his story at all.

“And inside the bank, there is a high possibility that deposits without a long-term deposit and withdrawal history are being culled.”

“Why do you think they’re doing that, Monohorn?”

Democi cuts in.

Her face was terribly hard.

Even if it was a delusion of monohorn, it was because it was judged that the probability of happening was very high.

Circumstantial evidence is already emerging one by one.

And she, no, they trust Monohorn’s judgment.

So she hoped, based on Monohorn’s guess, that her brothers would raise suspicion against the Empire.

“Ah, Demosh-sister. Who’s an idiot who doesn’t keep an account in a borrowed name for a bastard who’s accumulated a lot of fucking money? There will be bastards who have accounts, so they must be planning to return them to the national treasury, no, to extort them openly?”

“Ah…!”

“Can you get a feel for it? Anyway, since the target is a borrowed-name account, it will be unclear whether or not it is a deposit of a lost bastard. “If the history of the deceased’s involvement in is confirmed, it will be eaten as well. Maybe, once it is eaten, if someone comes to withdraw later, there is a possibility that it will be caught as an administrative error in the process of freezing the dormant account.”

“… Monohorn made a horrifyingly realistic judgment.”

“Well, it’s normal. Isn’t everyone’s life the same?”

Monohorn snorts.

Now that her siblings were like this, it was hard to deny Mono Horn’s words any longer.

“Can you do just that? I’m sure you’re keeping a close eye on all the accounts where you’ve got an awful lot of money. Just like,”

Gulp.

As Mono Horn meets her eyes, her brothers swallow dryly.

“Like the slush fund accounts opened by media representatives.”

“For what reason could you rob it? An account with no problems on paper.”

“Cheer, let me ask you one thing. Is opening a borrowed-name account legal or illegal under the Imperial Financial Transactions Act?”

The brothers’ expressions turn pale.

“Isn’t it illegal?”

“Yes, yes.”

“Proceeds from accounts opened through illegal means, no matter how legitimately earned, are basically involved in crime. What kind of crime? Yes, tax evasion~ Even the interest is constantly increasing. What? Yes, crime proceeds~ “

“If you want to recover the proceeds of crime from tax evasion, shouldn’t it be limited to only interest?! The money that went into the borrowed name account itself is not legitimate money!”

Jack’s voice rises.

His face was burning red.

“Really? You really think so?”

“…”

Jack couldn’t answer right away.

“Really? Even if you think about it, what you said earlier sounds like bullshit, huh~?”

“That, like that…”

“Let’s say someone diligently laundered legitimate proceeds earned through legal means and put them into a borrowed-name account. Then, since the money has already been laundered, it is difficult for the actual owner of the deposit to prove the proceeds earned through any channel. It’s hard to object to robbing the imperial family for a cause, isn’t it?”

“Ugh…”

“Yes, let’s say I somehow proved that it wasn’t the proceeds of a crime. But if I were the imperial family. I think it would take a long time to admit it. Why would that be?”

“Interest…”

Daniel’s face, as he spit out that one word, was horribly crumpled beyond words.

He couldn’t stand the uncontrollable resentment, and even his tears were welling up.

“Right. In the meantime, the interest on the tax evaded money will increase like a snowball? Immediately after proving that it is not the proceeds of a crime, the imperial family will say this. Yes, I misunderstood. Sorry. Since the time passed like this after committing the crime, this amount of unpaid surcharges and interest have been attached. So there is no money for you to go to. Oh, after calculating, you rather have to pay? It’s a pity. Tsk.”

Bang!

Jack knocks on the table and jumps up.

“This is violence! Violence that abuses social institutions and administrative procedures!”

Tup.

Daniel catches him.

Daniel’s face wasn’t too different from Jack’s, but he was trying to be polite.

“Whoa, whoa. Calm down. Not sure if what I’m saying is true or not. It’s just my speculation and delusion.”

Mono Horn waved his hand, and his brothers blushed.

“… Excuse me, Mr. Monohorn. The prediction was so realistic that I couldn’t control my emotions.”

“I’m sorry for being rude, Monohorn.”

Brother apologizes

Mono Horn smiles and nods at her.

“But, monohorn.”

Jack gritted his teeth and looked straight into Monohorn’s eyes.

“If that happens in real life, what on earth are we supposed to do? I, we, have no idea what means to devise.”

And he lowers his head.

Knock knock.

The monohorn knocks on the table as if knocking.

The brothers look at Monohorn.

Their expressions were very desperate.

“That’s why I warned you about that. Of course, the appropriate countermeasures, whether it’s the Emperor, the Regal, the Emperor, or the Aristocrat, didn’t everyone build up to be Meg?”

“Kkeuh… Please tell me something calmly. I feel like I’m going to vomit because my stomach is stuffy.”

After Jack’s grumbling words, he bows his head toward Mono Horn.

Daniel also lowers his head.

“I’m sorry, but I agree with what you said. I have nothing to repay you right now, but I ask for your advice without shame.”

“Why are you making such a grand request for something obvious?”

The eyes of the brothers fill with emotion.

Monohorn had to try to calm them down for a while.

When the brothers seem to have calmed down a bit, Mono Horn smiles and opens her mouth.

“Fathers, have you ever heard of a courier company?”

“Yes…?”

“What is that?”

Not only the brothers, but also the faces of the party have doubts.

“Ah, maybe…?”

Margarita, as if realizing something in her, her eyes light up.

Mono Horn winks her eyes and puts the index finger of her right hand to her lips.

“Suck!”

Margarita covers her mouth with both her hands and nods her head hastily.

It was because she realized that it would never be good if the fact that Mono Horn came from this world was known to her brothers.

Looking at her, Jose nodded her head with a relieved expression.

“Is the courier company, like the advertisement that Monohorn proposed before, a new concept that Monohorn came up with?”

Octopoda asks with her eyes shining.

Demonstration, as if curious about it, she had an expression that looked just like him.

“Yes, Brother Octopoda. Would you like to hear what it is?”

Monohorn shamelessly lied.

Monohorn (industrial spy, 19 years old), who flew from Hell-Joseon, the home of the heaven of parcel delivery and innovation in logistics and distribution, tricked everyone into thinking that a business model created by others was his own and completely stunned everyone.

However, since this was a distant world, what Monohorn committed was nothing more than a victimless crime.